Australia is banning credit card surcharges from October 1 under new rules. Banks will overhaul loyalty perks then. Credit card points and rewards are set to be trimmed from next month. The change will hit businesses across the country that add surcharges to card transactions. Businesses that add fees will have to change their systems.

A pub owner is thinking about moving to cash only ahead of the ban. News reports say the change is just 19 days away right now. The surcharge ban and the bank reward cuts are due to take effect together from early October under the same timeline.